Categories
Critical illness cover

Should I take out critical illness cover?

critical illness patient and friend

Critical illnesses have the potential to turn your life upside down. They can happen unexpectedly and take you by surprise, you don’t expect these things to happen to you. But there’s a way to protect yourself, at least financially.

Critical illness cover pays out a lump sum if you are diagnosed with one of the specified critical illnesses during the term of your policy. This lump sum can ensure your loved ones can continue to pay the bills if you become seriously unwell.

The conditions covered by critical illness cover varies depending on the insurer so it’s always a good idea to check the list of conditions covered before taking out a policy to ensure you know what you’re covered for. Cignpost Critical Illness Cover includes over 30 conditions, for more information on what is included in our cover click here.

To provide you with extra peace of mind, if you take out Cignpost Critical Illness Cover, it will also cover any of your children. If your child undergoes an operation or is diagnosed with a condition which is listed in our policy, we’ll pay the lower of £25,000 or 50% of the Cignpost Critical Illness cover amount. To find out more on what is and isn’t covered check out our key features document.

Our simple life insurance application enables you to add critical illness insurance on to your policy when you get a quote for term life insurance. You have control over the amount you need and can adjust the level of cover so it’s in line with your budget.

Ready to take out life insurance and critical illness cover? Get started now

 

Leave a Reply

Your email address will not be published. Required fields are marked *