Categories
Health

Tips to help with mental health

Family meditating on sofa

We all experience stress at points in our lives and many of us can struggle with our mental health. It’s important to recognise these bad periods and take steps to help reduce the negative impacts they have on our mental health.

These are our top tips to help you with your mental health.

Try to maintain a routine – a daily structure can help give stability

Be kind to yourself – don’t put pressure on yourself to be productive. We all need a day off to avoid burn out, it’s not a bad thing to have a rest day.

Minimise the time you spend watching bad news on the TV – We all want to keep up to date with the news but sometimes too much bad news can harm our mental health.

Go out for walks if you are able to – fresh air and getting out of the house can be a great way to take a breather from the daily grind.

Remember it’s OK to feel how you feel, we all deal with things differently and there’s no right or wrong way to cope in stressful situations – and know if you ever need help there are some great organisations that are available to give you extra support.

www.mind.org.uk

www.mentalhealth.org.uk

www.rethink.org…

Categories
Life insurance

The importance of protection

Father putting helmet on son

Life is unpredictable, and it’s difficult to prepare for the unpredictable. We’ve learned that the hard way with the current pandemic of the Coronavirus (COVID-19) and the impact it has had on everyday life. It has highlighted just how quickly life changes and how important it is to make sure our loved ones are protected should the worst happen.

Financial protection is a simple way to make sure, if you pass away, your loved ones will be financially covered and able to continue to maintain their lifestyle.

There are different kinds of financial protection, designed to help protect against a range of scenarios. Not every cover type suits everyone, and it’s important to understand the features of each option. We are here to help you understand the different types of financial protection available.

Term life insurance – This provides cover for a set length of time (known as the term). You choose the amount of time you want cover for and if you pass away during the length of the policy, your beneficiary will receive a lump sum. For example, if you have a 20-year term, you are protected for 20 years.

You could decide to align this term with your mortgage or until your children have finished education or left home. To find out more about term life insurance click here.

Critical illness cover – This provides cover if you are diagnosed with a critical illness. Like with term life insurance, this cover is for a set length …

Categories
Life insurance

What is life insurance?

Father with child

The term “insurance” is common in today’s world, we insure our cars, our tech, and our holidays but most of us forget to insure the most important thing, ourselves.

Life insurance, in its simplest terms, pays out a lump sum when the person insured dies. How life insurance is different from other insurances is that the lump sum gets paid to a beneficiary, this is usually a family member or friend.

Some life insurance policies come with additional benefits or have optional paid add-on benefits. A common benefit is terminal illness cover. This means if the person insured is diagnosed with a terminal illness, the policy may pay out sooner. Cignpost Life policies include terminal illness as standard with no extra cost. You can find out more about our cover by clicking here.

What is the benefit of life insurance?

If you have loved ones who depend on you financially, life insurance can not only provide them financial security but it can give you peace of mind knowing that should you die, they can maintain their lifestyle.

Life insurance pay-outs can be used for a range of things and depend a lot on your circumstances. People generally use pay-outs to;

  • Pay off mortgages
  • Cover the costs of raising children
  • Cover monthly bills including rent
  • Pay for a funeral

You can get life insurance today with Cignpost Life from as little as £5 per month.

Cignpost Life cover starts from £5 a month but will depend on …